We Cut Costs, Not Corners!
Traditional financial firms spend money on large offices, layers of management, and high advisor payouts. Those costs are often passed on to clients through higher fees.
We've built our firm differently. By keeping our business lean and using modern technology, we're able to spend more time on clients while charging lower investment management fees.
You receive comprehensive advice—not the overhead.
Who are our Clients?
The everyday people of Alberta and Ontario.
Majority of our clients are High Income Earners, Beneficiaries and Retirees.
We are NOT interested in business owners. Although these are generally the highest profitable category for the financial industry, We have turned against the industry standard to help those that we believe are the most underserved.
The everyday employees of Canada.
Where do our clients come from?
The Overcharged
The Underserved
The Unassigned
What do we provide thats different?
All Clients get Full Financial Plans
What most banks or advisors provide are investment projections, not a financial plan.
- An investment projection, shows what an account should be at in X amount of time.
- A financial plan, shows you how all your spending, saving and investment decisions effect your financial future.
A financial plan shows you the movie of your financial life, where an investment projection shows you just one character.
Low Cost Index Based Funds
"A low-cost index fund is the most sensible equity investment" Warren Buffet
Low cost index based funds are not as "sexy" as the trader you see on tv with aggressive buy-sell strategy, but low cost index funds are proven to work very well in the long term. They provide instant diversification that are very tax efficient and with the low cost, the cost wont eat away at your returns.
Convient Methods of Communcation
The world is becoming more and more comfortable with video calls, emails, and digital signatures. The days of having to take off a day of work to drive into an office downtown, where you need to put pen on many pieces of paper in the past. In less time than you can find a parking spot downtown, we can have our entire meeting from the comfort of wherever you are. You will also never lose a single piece of paper, as it is all conveniently saved in the secure digital world.
How we do it Different!
Any high quality wealth management firm will provide you with proper investment selection with a customized financial plan. What sets us apart is how we do it.
Long story short- We cut out the fluff and pass the savings onto you!
The world of conducting business over dinners, driving to clients locations and going out to live events are very expensive. The older functioning firms have teams of assistants, large offices, and towers of paper work. All of which is actually paid for by the client, wither they know it or not.
The modern way of conducting business is allowing technology to speed up and lower costs massively. At Valnova Wealth we have embraced technology to allow us to get rid of the expensive office space, use software instead of people, having cloud storage instead of rooms of filing cabinets, we use digital signatures instead of pens and paper, and web calls instead of long expensive traveling to have a 5 min conversation.
We have taken all these savings, and instead of being greedy and increasing the profit margins, we have passed the savings onto the clients.
Expertise
FP Canada Certified advisors which means every advisor must operate with fiduciary duty. That's just a fancy way of saying that the advisors need to work in the best interest of the client. The most shocking part is that majority of the advisors in Canada, including at the banks do not need to operate with this standard.
Quality and Security
Your money is as safe with us as it would be at a large Canadian bank. A separate financial institution (usually a bank or trust company) is appointed to physically hold, safeguard, and settle the actual securities and cash in your accounts. Valnova Wealth and its service providers are separate entities run in distinct silos. This ensures that in any downside event (our bankruptcy, or data breach) your assets and information are protected . Assets are also backed by CIPF insurances.
Get in Touch with Me
Book an Assessment
Your next steps of your financial story starts with a hello!
The first chat is a no pressure conversation to go over your goals and how we can help you reach them.
The First talk is very simple and no pressure
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Email:info@example.com
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