Quality full service with lower prices.
How do we do it? What are we doing differently?
Any high quality wealth management firm will provide you with proper investment selection with a customized financial plan. What sets us apart is how we do it.
Long story short- We cut out the fluff and pass the savings onto you!
We took the idea from digital banks that we all know and trust. For example, Tangerine and Simplii Financial. They cut their overhead down massively to provide the same quality product, but at a lower price. Valnova Wealth has done the same thing!
Majority of our savings was through three major initiatives. We removed our office space, we limited our staff and we stopped all non-essential business expenses.
Removed the Overpriced Office Space
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Limited Staff
No reception, which means you will vitually never be able to get ahold of someone when you call without an appointment. This is why we have a convinent booking system below. Book a time, if you have to have a conversation, or feel free to leave a message and we will respond promptly with a secure email.
Removed all Non-Essential Business Expenses.
The dinners, tickets to a show or gift baskets are always a nice thing, however you would be foolish to believe they are free. The financial firms are using your own money to purchase those items. I have simply just left that money in your wallet, and let you spend it the money on the things you really want to do!
You can edit text on your website by double clicking on a text box on your website. Alternatively, when you select a text box a settings menu will appear. your website by double clicking on a text box on your website. Alternatively, when you select a text box.
No Fancy Office
You can edit text on your website by double clicking on a text box on your website. Alternatively, when you select a text box a settings menu will appear. your website by double clicking on a text box on your website. Alternatively, when you select a text box.
Any high quality wealth management firm will provide you with proper investment selection with a customized financial plan. What sets us apart is how we do it.
Long story short- We cut out the fluff and pass the savings onto you!
We took the idea from digital banks that we all know and trust. For example, Tangerine and Simplii Financial. They cut their overhead down massively to provide the same quality product, but at a lower price. Valnova Wealth has done the same thing!
The world of conducting business over dinners, driving to clients locations and going out to live events are very expensive. The older functioning firms have teams of assistants, large offices, and towers of paper work. All of which is actually paid for by the client, wither they know it or not.
The modern way of conducting business is allowing technology to speed up and lower costs massively. At Valnova Wealth we have embraced technology to allow us to get rid of the expensive office space, use software instead of people, having cloud storage instead of rooms of filing cabinets, we use digital signatures instead of pens and paper, and web calls instead of long expensive traveling to have a 5 min conversation.
We have taken all these savings, and instead of being greedy and increasing the profit margins, we have passed the savings onto the clients.
Expertise
FP Canada Certified advisors which means every advisor must operate with fiduciary duty. That's just a fancy way of saying that the advisors need to work in the best interest of the client. The most shocking part is that majority of the advisors in Canada, including at the banks do not need to operate with this standard.
Quality and Security
Your money is as safe with us as it would be at a large Canadian bank. A separate financial institution (usually a bank or trust company) is appointed to physically hold, safeguard, and settle the actual securities and cash in your accounts. Valnova Wealth and its service providers are separate entities run in distinct silos. This ensures that in any downside event (our bankruptcy, or data breach) your assets and information are protected . Assets are also backed by CIPF insurances.
